{"text_format":"1","workbook":"xlsx","n_sheets":5,"sheets":["PenSam Bank","Budgetark","Indstillinger","Ark1","Ark2"],"not_rendered":{"charts":0,"images":4,"macros":1,"external_links":0,"defined_names":10,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"PenSam Bank","index":0,"n_rows":15,"n_cols":3,"rows_kept":15,"cut":false,"hidden":true,"merged":[[11,2,12,6],[2,2,2,5]]}
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[null,"Advarsel!","Du har ikke tilladt at arket kan gøre brug af makroer."]
[]
[null,null,"For at budgetarket kan fungere efter hensigten skal du acceptere at excel kører makroer. Dette kan du gøre ved at følge nedenstående 3 trin."]
[]
[]
[null,null,"Budgetskabelonen åbnes herefter automatisk."]

{"sheet":"Budgetark","index":1,"n_rows":266,"n_cols":11,"rows_kept":266,"cut":false,"hidden":false,"merged":[[265,4,265,5],[265,6,265,7],[264,4,264,5],[264,6,264,7],[256,0,256,10],[28,2,28,4],[29,2,29,4],[19,6,19,8],[20,6,20,8],[21,6,21,8],[23,6,23,8],[24,6,24,8],[25,6,25,8],[19,1,19,3],[20,1,20,3],[24,1,24,3],[25,1,25,3],[26,1,26,3],[27,1,27,3],[105,1,105,7],[106,1,106,7],[107,1,107,7],[101,1,101,7],[101,8,101,9],[96,8,96,9],[97,1,97,7],[97,8,97,9],[98,1,98,7],[98,8,98,9],[99,1,99,7],[102,1,102,7],[103,1,103,9],[104,1,104,7],[74,1,74,7],[77,1,77,7],[78,1,78,9],[79,1,79,7],[80,1,80,7],[81,1,81,7],[82,1,82,7],[89,1,89,9],[90,1,90,7],[76,1,76,7],[82,8,82,9],[84,1,84,7],[84,8,84,9],[85,1,85,7],[85,8,85,9],[86,8,86,9],[68,1,68,7],[68,8,68,9],[69,1,69,7],[69,8,69,9],[71,1,71,7],[71,8,71,9],[72,1,72,7],[72,8,72,9],[73,1,73,7],[49,1,49,7],[52,1,52,7],[43,1,43,7],[43,8,43,9],[64,1,64,9],[65,1,65,7],[66,1,66,7],[66,8,66,9],[67,1,67,9],[51,1,51,7],[51,8,51,9],[53,1,53,9],[57,1,57,7],[57,8,57,9],[56,1,56,7],[56,8,56,9],[55,1,55,7],[55,8,55,9],[54,1,54,7],[54,8,54,9],[47,8,47,9],[48,8,48,9],[47,1,47,7],[48,1,48,7],[199,5,199,9],[262,4,262,5],[263,4,263,5],[216,5,216,9],[110,1,110,7],[110,8,110,9],[185,5,185,9],[235,1,235,9],[141,5,141,9],[142,1,142,4],[142,5,142,9],[137,1,137,4],[137,5,137,9],[148,1,148,4],[148,5,148,9],[155,1,155,9],[156,1,156,4],[156,5,156,9],[157,1,157,4],[157,5,157,9],[152,1,152,4],[138,1,138,4],[138,5,138,9],[140,1,140,4],[259,4,259,5],[260,4,260,5],[261,4,261,5],[207,5,207,9],[208,1,208,9],[214,1,214,9],[193,1,193,4],[193,5,193,9],[245,5,245,9],[249,5,249,9],[249,1,249,4],[240,5,240,9],[246,5,246,9],[248,5,248,9],[248,1,248,4],[244,1,244,4],[245,1,245,4],[246,1,246,4],[247,1,247,9],[241,1,241,4],[243,1,243,7],[244,5,244,9],[253,1,253,7],[194,1,194,9],[123,1,123,9],[122,1,122,4],[141,1,141,4],[184,1,184,4],[186,1,186,4],[186,5,186,9],[182,1,182,7],[182,8,182,9],[258,4,258,5],[183,1,183,9],[202,1,202,9],[206,1,206,4],[206,5,206,9],[207,1,207,4],[146,1,146,9],[162,1,162,9],[178,1,178,9],[166,1,166,7],[166,8,166,9],[167,1,167,9],[158,1,158,4],[158,5,158,9],[159,1,159,4],[159,5,159,9],[195,5,195,9],[177,1,177,4],[177,5,177,9],[179,1,179,4],[179,5,179,9],[139,1,139,9],[184,5,184,9],[185,1,185,4],[131,1,131,4],[131,5,131,9],[132,1,132,4],[132,5,132,9],[135,1,135,9],[160,1,160,4],[160,5,160,9],[161,1,161,4],[161,5,161,9],[163,1,163,4],[163,5,163,9],[140,5,140,9],[136,1,136,4],[136,5,136,9],[145,1,145,4],[164,5,164,9],[122,5,122,9],[59,1,59,7],[60,1,60,7],[129,1,129,4],[124,5,124,9],[125,5,125,9],[126,5,126,9],[128,5,128,9],[127,5,127,9],[129,5,129,9],[83,1,83,9],[108,1,108,9],[63,1,63,9],[118,1,118,7],[118,8,118,9],[120,1,120,4],[121,1,121,4],[65,8,65,9],[73,8,73,9],[74,8,74,9],[77,8,77,9],[76,8,76,9],[79,8,79,9],[80,8,80,9],[0,0,0,10],[32,0,32,10],[11,2,11,4],[12,2,12,4],[13,2,13,4],[3,2,3,4],[4,2,4,4],[10,2,10,4],[13,7,13,8],[9,2,9,4],[8,2,8,4],[8,7,8,8],[9,7,9,8],[10,7,10,8],[11,7,11,8],[12,7,12,8],[16,0,16,10],[37,1,37,7],[40,8,40,9],[41,8,41,9],[37,8,37,9],[38,1,38,9],[46,8,46,9],[44,8,44,9],[39,1,39,9],[40,1,40,7],[41,1,41,7],[42,1,42,9],[44,1,44,7],[46,1,46,7],[120,5,120,9],[121,5,121,9],[81,8,81,9],[119,1,119,9],[88,1,88,9],[90,8,90,9],[91,8,91,9],[99,8,99,9],[102,8,102,9],[107,8,107,9],[111,8,111,9],[113,8,113,9],[104,8,104,9],[105,8,105,9],[106,8,106,9],[109,1,109,7],[109,8,109,9],[91,1,91,7],[92,1,92,9],[93,1,93,7],[93,8,93,9],[94,1,94,7],[94,8,94,9],[96,1,96,7],[49,8,49,9],[59,8,59,9],[60,8,60,9],[61,8,61,9],[52,8,52,9],[58,1,58,9],[204,5,204,9],[205,1,205,4],[205,5,205,9],[124,1,124,4],[125,1,125,4],[126,1,126,4],[127,1,127,4],[128,1,128,4],[153,5,153,9],[154,1,154,4],[154,5,154,9],[169,1,169,4],[169,5,169,9],[170,5,170,9],[145,5,145,9],[151,1,151,9],[143,1,143,4],[130,1,130,9],[215,5,215,9],[217,5,217,9],[218,5,218,9],[219,5,219,9],[215,1,215,4],[217,1,217,4],[218,1,218,4],[143,5,143,9],[144,1,144,4],[144,5,144,9],[147,1,147,4],[147,5,147,9],[152,5,152,9],[153,1,153,4],[213,5,213,9],[209,1,209,4],[210,1,210,4],[211,1,211,4],[212,1,212,4],[213,1,213,4],[195,1,195,4],[165,1,165,4],[165,5,165,9],[164,1,164,4],[180,1,180,4],[180,5,180,9],[174,1,174,4],[174,5,174,9],[175,1,175,4],[175,5,175,9],[176,1,176,4],[176,5,176,9],[171,1,171,9],[172,1,172,4],[172,5,172,9],[173,1,173,4],[173,5,173,9],[168,1,168,4],[168,5,168,9],[170,1,170,4],[253,8,253,9],[250,1,250,4],[250,5,250,9],[181,1,181,4],[181,5,181,9],[196,1,196,4],[196,5,196,9],[197,1,197,4],[197,5,197,9],[198,1,198,7],[198,8,198,9],[190,1,190,4],[190,5,190,9],[191,1,191,4],[191,5,191,9],[192,1,192,4],[192,5,192,9],[187,1,187,9],[188,1,188,4],[188,5,188,9],[189,1,189,4],[189,5,189,9],[240,1,240,4],[199,1,199,4],[263,6,263,7],[258,6,258,7],[258,8,258,9],[259,8,259,9],[260,8,260,9],[261,8,261,9],[262,8,262,9],[259,6,259,7],[260,6,260,7],[261,6,261,7],[262,6,262,7],[241,5,241,9],[221,5,221,9],[222,5,222,9],[223,5,223,9],[224,5,224,9],[225,5,225,9],[220,5,220,9],[239,5,239,9],[237,5,237,9],[238,5,238,9],[236,5,236,9],[239,1,239,4],[219,1,219,4],[220,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[]
[]
[null,"Voksne i husstanden"]
[null,"Navn"]
[null,"Navn"]
[]
[]
[null,"Hjemmeboende børn",null,null,null,null,"Fx 27.12.2012",null,null,"Alder"]
[null,"Navn",null,null,null,null,"Fødselsdag",null,null,{"$f":"IF(ISBLANK(H9)=TRUE,\"\",ROUNDDOWN((TODAY()-H9)/365.25,0) & \" år\")","v":""}]
[null,"Navn",null,null,null,null,"Fødselsdag",null,null,""]
[null,"Navn",null,null,null,null,"Fødselsdag",null,null,""]
[null,"Navn",null,null,null,null,"Fødselsdag",null,null,""]
[null,"Navn",null,null,null,null,"Fødselsdag",null,null,""]
[null,"Navn",null,null,null,null,"Fødselsdag",null,null,""]
[]
[]
["Indtægter"]
[]
[null,"Løn efter skat",null,null,"Årligt",null,"Andre indtægter efter skat",null,null,"Årligt"]
[null,{"$f":"IF(C4<>\"\",C4,\"\")","v":""},null,null,null,null,"Børnebidrag"]
[null,{"$f":"IF(C5<>\"\",C5,\"\")","v":""},null,null,null,null,"Boligstøtte"]
[]
[]
[null,"Børnefamilieydelse",null,null,"Årligt"]
[null,{"$f":"IF(C9<>\"\",C9,\"\")","v":""},null,null,{"$f":"IF(H9<>\"\",VLOOKUP(IF(ISBLANK(H9)=TRUE,\"\",ROUNDDOWN((TODAY()-H9)/365.25,0)),'Ark2'!B3:C103,2,FALSE),\"0\")","v":"0"}]
[null,{"$f":"IF(C10<>\"\",C10,\"\")","v":""},null,null,{"$f":"IF(H10<>\"\",VLOOKUP(IF(ISBLANK(H10)=TRUE,\"\",ROUNDDOWN((TODAY()-H10)/365.25,0)),'Ark2'!B4:C104,2,FALSE),\"0\")","v":"0"}]
[null,"",null,null,{"$f":"IF(H11<>\"\",VLOOKUP(IF(ISBLANK(H11)=TRUE,\"\",ROUNDDOWN((TODAY()-H11)/365.25,0)),'Ark2'!B5:C105,2,FALSE),\"0\")","v":"0"}]
[null,"",null,null,{"$f":"IF(H12<>\"\",VLOOKUP(IF(ISBLANK(H12)=TRUE,\"\",ROUNDDOWN((TODAY()-H12)/365.25,0)),'Ark2'!B6:C106,2,FALSE),\"0\")","v":"0"},null,"Årlige indtægter i alt",null,null,{"$f":"E20+E21+E25+E26+E27+E28+J20+J21+J22+J24+J25+J26","v":0}]
[null,"Navn"]
[null,"Navn"]
[]
[]
["Udgifter"]
[]
[]
[null,"   Antal boliger"]
[]
[null,"Bolig",null,null,null,null,null,null,"Årligt"]
[null,"Bolig 1"]
[null,"Restgæld"]
[null,"Realkredit"]
[null,"Boliglån"]
[null,"Ejerudgifter"]
[null,"Låneydelser"]
[null,"Husleje/boligafgift"]
[null,"Renovation"]
[null,"Antenneafgift"]
[null,"Skorstensfejer"]
[null,"Grundejer-/beboerforening"]
[null,"Fællesudgifter"]
[null,"Husforsikring"]
[null,"Ejendomsskat"]
[null,"Andre offentlige udgifter"]
[null,"Anvendelsesudgifter"]
[null,"Vand og -afledning"]
[null,"El til lys og husholdning"]
[null,"Varme"]
[null,"Vedligeholdelse"]
[null,"Andre udgifter til bolig"]
[]
[]
[null,"Total",null,null,null,null,null,null,{"$f":"+SUM(I44:J53)+SUM(I55:J58)+SUM(I60:J61)","v":0},null,"b"]
[]
[null,"Bolig 2"]
[null,"Restgæld"]
[null,"Realkredit"]
[null,"Boliglån"]
[null,"Ejerudgifter"]
[null,"Låneydelser"]
[null,"Husleje/boligafgift"]
[null,"Renovation"]
[null,"Antenneafgift"]
[null,"Skorstensfejer"]
[null,"Grundejer-/beboerforening"]
[null,"Fællesudgifter"]
[null,"Husforsikring"]
[null,"Ejendomsskat"]
[null,"Andre offentlige udgifter"]
[null,"Anvendelsesudgifter"]
[null,"Vand og -afledning"]
[null,"El til lys og husholdning"]
[null,"Varme"]
[null,"Vedligeholdelse"]
[null,"Andre udgifter til bolig"]
[]
[]
[null,"Total",null,null,null,null,null,null,{"$f":"+SUM(I69:J78)+SUM(I80:J83)+SUM(I85:J86)","v":0}]
[]
[null,"Bolig 3"]
[null,"Restgæld"]
[null,"Realkredit"]
[null,"Boliglån"]
[null,"Ejerudgifter"]
[null,"Låneydelser"]
[null,"Husleje/boligafgift"]
[null,"Renovation"]
[null,"Antenneafgift"]
[null,"Skorstensfejer"]
[null,"Grundejer-/beboerforening"]
[null,"Fællesudgifter"]
[null,"Husforsikring"]
[null,"Ejendomsskat"]
[null,"Andre offentlige udgifter"]
[null,"Anvendelsesudgifter"]
[null,"Vand og -afledning"]
[null,"El til lys og husholdning"]
[null,"Varme"]
[null,"Vedligeholdelse"]
[null,"Andre udgifter til bolig"]
[]
[]
[null,"Total",null,null,null,null,null,null,{"$f":"+SUM(I94:J103)+SUM(I105:J108)+SUM(I110:J111)","v":0}]
[]
[null,"Total",null,null,null,null,null,null,{"$f":"+I112+I87+I62","v":0}]
[]
[]
[null,"   Antal køretøjer",null,null,null,null,null,null,null,null,0]
[]
[null,"Bil/motorcykel",null,null,null,null,null,null,"Årligt"]
[null,"Bil/motorcykel 1"]
[null,"Mærke / Model / Årgang"]
[null,"Antal kørte kilometer årligt"]
[null,"Restgæld"]
[null,"Type"]
[null,"Låneydelser på køretøj"]
[null,"Ejerafgift"]
[null,"Forsikring"]
[null,"Vedligeholdelse"]
[null,"Benzin/diesel"]
[null,"FDM/Falck"]
[null,"Andre udgifter til bil/motorcykel"]
[]
[]
[null,"Total",null,null,null,{"$f":"+SUM(F125:J130)+SUM(F132:J133)","v":0}]
[]
[null,"Bil/motorcykel 2"]
[null,"Mærke / Model / Årgang"]
[null,"Antal kørte kilometer årligt"]
[null,"Restgæld"]
[null,"Type"]
[null,"Låneydelser på køretøj"]
[null,"Ejerafgift"]
[null,"Forsikring"]
[null,"Vedligeholdelse"]
[null,"Benzin/diesel"]
[null,"FDM/Falck"]
[null,"Andre udgifter til bil/motorcykel"]
[]
[]
[null,"Total",null,null,null,{"$f":"+SUM(F141:J146)+SUM(F148:J149)","v":0}]
[]
[null,"Bil/motorcykel 3"]
[null,"Mærke / Model / Årgang"]
[null,"Antal kørte kilometer årligt"]
[null,"Restgæld"]
[null,"Type"]
[null,"Låneydelser på køretøj"]
[null,"Ejerafgift"]
[null,"Forsikring"]
[null,"Vedligeholdelse"]
[null,"Benzin/diesel"]
[null,"FDM/Falck"]
[null,"Andre udgifter til bil/motorcykel"]
[]
[]
[null,"Total",null,null,null,{"$f":"+SUM(F157:J162)+SUM(F164:J165)","v":0}]
[]
[null,"Bil/motorcykel 4"]
[null,"Mærke / Model / Årgang"]
[null,"Antal kørte kilometer årligt"]
[null,"Restgæld"]
[null,"Type"]
[null,"Låneydelser på køretøj"]
[null,"Ejerafgift"]
[null,"Forsikring"]
[null,"Vedligeholdse"]
[null,"Benzin/diesel"]
[null,"FDM/Falck"]
[null,"Andre udgifter til bil/motorcykel"]
[]
[]
[null,"Total",null,null,null,{"$f":"+SUM(F173:J178)+SUM(F180:J181)","v":0}]
[]
[null,"Bil/motorcykel 5"]
[null,"Mærke / Model / Årgang"]
[null,"Antal kørte kilometer årligt"]
[null,"Restgæld"]
[null,"Type"]
[null,"Låneydelser på køretøj"]
[null,"Ejerafgift"]
[null,"Forsikring"]
[null,"Vedligeholdse"]
[null,"Benzin/diesel"]
[null,"FDM/Flack"]
[null,"Andre udgifter til bil/motorcykel"]
[]
[]
[null,"Total",null,null,null,{"$f":"+SUM(F189:J194)+SUM(F196:J197)","v":0}]
[]
[null,"Total",null,null,null,{"$f":"+F198+F182+F166+F150+F134","v":0}]
[]
[null,"Faste udgifter",null,null,null,null,null,null,null,"Årligt"]
[null,{"$f":"IF(ISBLANK(C4),\"\",C4)","v":""}]
[null,"Fagforening"]
[null,"A-kasse"]
[null,"Børnebidrag/hustrubidrag"]
[null,"Privat aldersopsparing (ikke via lønseddel)"]
[null,"Privat ratepension/livrente (ikke via lønseddel)"]
[null,{"$f":"+IF(ISBLANK(C5),\"\",C5)","v":""}]
[null,"Fagforening"]
[null,"A-kasse"]
[null,"Børnebidrag/hustrubidrag"]
[null,"Privat aldersopsparing"]
[null,"Privat ratepension/livrente"]
[null,"Fælles"]
[null,"Telefon"]
[null,"Mobiltelefon"]
[null,"Internetabonnement"]
[null,"TV og radiolicens"]
[null,"Kabel-TV, Hybridnet m.v. "]
[null,"Abonnement på aviser og blade"]
[null,"Tog/buskort m.v. "]
[null,"Familie-/indboforsikring "]
[null,"Ulykkesforsikring"]
[null,"Livsforsikring uden fradragsret"]
[null,"Sygeforsikringen Danmark"]
[null,"Privatforbrug"]
[null,"Mad"]
[null,"Tøj"]
[null,"Ferie"]
[null,"Kontingenter til fritidsaktiviter"]
[null,"Gaver"]
[null,"Tandlæge, læge, apotek"]
[null,"Kontaktlinser/briller"]
[null,"Hjemmeservice, rengøring"]
[null,"Andre faste udgifter"]
[]
[]
[]
[]
[]
[null,"Total",null,null,null,{"$f":"+SUM(F216:J226)+SUM(F237:J241)+SUM(F204:J208)+SUM(F228:J235)+SUM(F210:J214)","v":0}]
[]
[null,"Andre lån",null,null,null,null,null,null,null,"Årligt"]
[null,"Kontokort"]
[null,"Forbrugslån"]
[null,"Leasingydelser"]
[null,"Andre udgifter til lån"]
[]
[]
[null,"Total",null,null,null,{"$f":"+SUM(F249:J250)+SUM(F245:J247)","v":0}]
[]
[]
[null,"Årlige udgifter i alt",null,null,null,null,null,null,{"$f":"F251+F242+F200+I114","v":0}]
[]
[]
["Opsummering"]
[]
[null,"Udgifter",null,null,"Årligt",null,"Pr. måned",null,"Andel"]
[null,"Bolig",null,null,{"$f":"+I114","v":0},null,{"$f":"+E260/12","v":0},null,{"$f":"IF(ISNUMBER(G260/$G$264),G260/$G$264,\"\")","v":""}]
[null,"Bil/motorcykel",null,null,{"$f":"+F200","v":0},null,{"$f":"+E261/12","v":0},null,{"$f":"IF(ISNUMBER(G261/$G$264),G261/$G$264,\"\")","v":""}]
[null,"Faste udgifter",null,null,{"$f":"+F242","v":0},null,{"$f":"+E262/12","v":0},null,{"$f":"IF(ISNUMBER(G262/$G$264),G262/$G$264,\"\")","v":""}]
[null,"Andre lån",null,null,{"$f":"+F251","v":0},null,{"$f":"+E263/12","v":0},null,{"$f":"IF(ISNUMBER(G263/$G$264),G263/$G$264,\"\")","v":""}]
[null,"Udgifter i alt",null,null,{"$f":"+SUM(E260:F263)","v":0},null,{"$f":"+SUM(G260:H263)","v":0}]
[null,"Indtægter i alt",null,null,{"$f":"J28","v":0},null,{"$f":"E265/12","v":0}]
[null,"Til rådighed",null,null,{"$f":"E265-E264","v":0},null,{"$f":"E266/12","v":0}]

{"sheet":"Indstillinger","index":2,"n_rows":18,"n_cols":7,"rows_kept":18,"cut":false,"hidden":true,"merged":[[16,15,16,21],[16,22,16,23],[17,15,17,21],[17,22,17,23],[13,15,13,21],[13,22,13,23],[14,15,14,21],[14,22,14,23],[15,15,15,21],[15,22,15,23],[10,15,10,21],[10,22,10,23],[11,15,11,21],[11,22,11,23],[12,15,12,21],[12,22,12,23],[7,15,7,21],[7,22,7,23],[8,15,8,21],[8,22,8,23],[9,15,9,21],[9,22,9,23],[4,15,4,21],[4,22,4,23],[5,15,5,21],[5,22,5,23],[6,15,6,21],[6,22,6,23]]}
[]
[]
[]
[]
[]
[]
[]
[null,"Boligform","Parcel-/rækkehus","Lejebolig","Andelsbolig","Ejerlejlighed","Fritidsbolig"]
[null,"Udgifter",null,null,"Låneydelser","Låneydelser","Låneydelser"]
[null,null,"Renovation","Husleje","Boligafgift","Fællesudgifter","Ejendomsskat"]
[null,null,"Antenneafgift","El","El","Ejendomsskat","Renovation"]
[null,null,"Skorstensfejer","Gas","Gas","Renovation","Ejendomsforsikringer"]
[null,null,"Grundejer-/beboerforening","Vand","Vand","El","Grundejerforening"]
[null,null,"Fællesudgifter","Varme","Varme","Gas","El"]
[null,null,"Andre offentlige udgifter","Kabel TV/antenne","Kabel TV/antenne","Vand","Vand"]
[null,null,null,null,null,"Varme","Varme"]
[null,null,null,null,null,"Vedligeholdelse","Vedligeholdelse"]
[null,null,null,null,null,"Kabel TV/antenne","Kabel TV/antenne"]

{"sheet":"Ark1","index":3,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":true,"merged":[]}

{"sheet":"Ark2","index":4,"n_rows":103,"n_cols":3,"rows_kept":103,"cut":false,"hidden":true,"merged":[]}
[]
[null,"Alder","Børnefamilieydelse"]
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[null,28]
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[null,32]
[null,33]
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[null,35]
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[null,48]
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[null,50]
[null,51]
[null,52]
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[null,57]
[null,58]
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[null,62]
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